House 2 Homes

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Houses 2 Homes

  • Investing in Stocks

    There are a few concerns which must be addressed when people begin activating their investment strategy: The Psychology of Investing in stocks Do you know that for almost 100 years stocks have returned an average of a bit under 10%a year. This 9% investment risk is above the national inflation rate. The long and short…

  • Evaluating Renting or Buying Housing

    If you were to walk throughout your neighborhood you most likely would see a variety of housing types. You would probably see single family dwellings, but might not know whether or not they were owner occupied or rentals.  You could possibly see some apartment building but might not be able to tell if they are…

  • A Forward Glance of The Roofing Project I Am Working On.

    The roofing project I wrote about a few blogs has been shingled. I have put a few photos of the finished result in this blog.  This photo is of a small dormer with a door underneath it. At the bottom of the roof, you can see a black line. That is the back side of…

  • Offered Mortgages

    Today in the mortgage industry there are many options for choosing your loan. These option change regularly because lenders are trying to maximize their profits by offering loans that work. If the public shows no interest in a certain loan type they offer they will remove it and try to find one that the public…

  • Homes Mortgage Lenders Regulations

    Few businesses are more extensively regulated by our government than home mortgage lending. There are four regulations which together determine the criteria for evaluating home loans and strictly stipulate extensive disclosures in the origination of home loans: The Equal Credit Opportunity Act of 1974 This act was made law in 1974 because perceived there was…

  • Consumer Agencies & Organizations

    Unfortunately, there are times when we all need help for mistakes or situations, we find ourselves in the following information is a list of agencies and organization which try to help. Agencies & Organization Federal Agencies State, & Other Agencies Advertising: False Advertising, Product Labeling, Deceptive Sales Practices, Warranties Federal Trade Commission1 (800) FTC-Help www.ftc.gov…

  • The Cost Approach

    The third and final method used to determine the value the coast of a property is the Cost approach. This is the least likely one to be used. This method call upon one to determine the exact cost of rebuilding the property which is impractical in many cases. Sometimes the material themselves are no longer…

  • Property Valuation Using the Income Approach

    There are times when the preferred method of determining the proper price for a certain property is the Income approach. When you wish to lease or rent out units of a property you need to know if the property can pay for itself or if you need to kick in some capital each month. This…

  • How To Determine the Value of a Property Using the Comparison Approach

    Understanding the market value of a property to purchasing or selling a property. Knowing this information is also useful to a homeowner contemplating improvement or renovations. It is also useful to judges who attempt to determine the appropriate division of assets during a divorce. Mortgage companies need this information as well as government officials when…

  • Planning for Your Investment Program

    For some, the question may be, why should I start planning my investment program now? The quick answer is that this is the best time to begin your program. However, that is always true if you still need an investment program.  It is true because of the Time Value of Money. Example: Suppose you save $150…