Once you’ve researched and evaluated properties within your price range, You may be ready to begin placing your offers on a property. The listed price is usually a suggestion when purchasing a house or an automobile. Although the cost of cars unusually decreases, this is only sometimes the case with Real Estate. In 2020, clients…

As mentioned in the previous post, Real Estate is complicated. Another one of those complications is its bundle of rights. These rights include: “One of the most basic building blocks in tenant-landlord law is exclusive possession. It is a concept that means that once a landlord offers a space for rent, a tenant has exclusive…

There are three aspects of real estate purchasing that make it uniquely complex:  An error in the land’s description means a loss to someone, and that loss could be substantial. There are three methods for describing land that are recognized in legal documents. Metes The oldest method used is Metes and Bounds. When using this…

In my previous post, I showed photos of a roofing system with serious issues.  I felt, the work needed to be done requires the aid of an architect and someone capable of doing the calculations for their proposed solutions.  I understand that some like to do their drawing, but I have stopped doing so. A…

Hello,I have been posting about financial needs and Financial information. However, I have stated that I am a CA Real Estate broker and a general contractor. This post will be based on a home I was asked to look at for a friend of a friend. To say shingling this roofing system would be difficult…

Purchase now, cash or credit? Or should it be, save up to purchase later?  Which one is right for you depends on your circumstances. What we do today will affect our future saving and spending. Economic, social, and personal factors affect our purchasing habits.  These are the foundation of our spending, saving, investing and achieving…

The credit bureaus will use the information from your credit report to determine your FICO. This rating is a number usually between 300 and 850. This FICO Score rates how risky it is to lend to you. The higher the score, the less risk. You can look at your FICO score at www.myfico.com for free. Not maintaining…

As for an individual or small business, the best method to determine the amount of credit you can safely assume is to develop an accurate personal budget. Before applying for a loan, decide whether or not you can meet the essential expenses and afford the new loan payments. Some people add all their monthly expenditures…

When discussing your finances and personal finance plan, a lot could be said about your credit. You need to check and continuously monitor your credit reports. Lenders will check your credit scores. These things should concern you because they affect your ability to get a loan, jobs, obtain a house, and even your insurance is…

Some people have followed the advice of the old axiom, “Find something you love to do and find a way to have people pay you for doing it, and you’ll never have to work a day in your life.” A few people might feel inclined to tell others I have followed that saying. I will…