House 2 Homes

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Houses 2 Homes

  • Shared Equity Loans (my opinion or concern)

    I was asked for my opinion on shared equity financing not long ago. At the time, I hadn’t looked into this option, so I had no view; I had skeptical questions. I wanted to know: Image by N-region from Pixabay I have taken the time to research this type of Home Equity Partnership and will…

  • Why I’m Called Houses2Homes…

    Followers of my blog houses2homes.blog may wonder why I’ve chosen this name for the blog. The answer is simply that I am in the business of transforming houses into homes I can use my skills as a general contractor when I listed a property to help offset the cost of repairs needed to sell a property. When…

  • Is it Sensible to Borrow Against Tomorrow’s Wealth

    I have pondered this question from time to time in my personal life and have come to the conclusion that there is not a generic answer to fits this question. I could come up with some scenario where the answer could be determined more rapidly such as: However, the likely hood of that happening is…

  • The Boomer’s Effect / Congressionally Fed

    The Boomer’s Effect / Congressionally Fed

    To encourage the generation known as the boomers (https://www.youtube.com/watch?app=desktop&v=4PhwkuRD-Es ) to, at times, purchase a newly built property in 1973 unnecessarily, the Fed established a subsidy that allowed homeowners an exemption from the resale of the property of $250,000 if single and $500,000 if married. The run-on home prices caused inflation, which lasted until 1983,…

  • The Value of Home Ownership is not Measurable

    This decade of real estate instability has caused some to question the value of home ownership. Many readers’ parents, grandparents, and even great-grandparents believed home ownership was a savvy financial investment. However, this may only be true when you purchase a property within your budget. Do we all need a four bedroom, three bath 2,500…

  • Does a cookie-cutter house fit all of our lifestyles?

    Photo taken of a free photo website: https://a.scpr.org/i/1f3792eb131ab4b57d592ae45d3585d6/46206-full.jpg The message for years has been that people are all alike. This statement is true and untrue. Joseph Erwin Real Estate understands we have different needs.  Image taken from a free website: https://blog.gosafeguard.com/wp-content/uploads/2018/04/listening-to-your-customers.jpg Joe is the founder of Showpiece Property Improvements a general contractor since 1994. (CA…