Tag: finance
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The Future Value of Uneven Cash Flows
Suppose you wish to find the future value of uneven cash flow not the present value. The Texas Instument BA II plus can be used to achieve this goal but it takes a bit of ingenuity. In order to find the future value of any cash flow is also to find its present value. Once…
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The Present Value of Uneven Cash Flow
To be able to work these problems I must first introduce you to another key on the Texas Instrument BA II Plus calculator. The key is on the second row and is the second one from the left. It is CF, the cash flow key. It’s used to handle uneven cash flows. When you’ve solved…
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Present Value of Tomorrow’s Lump Sum
It is useful to be able to calculate the present value of tomorrows’ lump sum because it is used in the process of discounting future cash into present value. As an example, let’s assume you the investor has been offered the opportunity that is projected to provide a $2,552.56 cash in flow at the end…
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Homes Mortgage Lenders Regulations
Few businesses are more extensively regulated by our government than home mortgage lending. There are four regulations which together determine the criteria for evaluating home loans and strictly stipulate extensive disclosures in the origination of home loans: The Equal Credit Opportunity Act of 1974 This act was made law in 1974 because perceived there was…
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