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Tag: interest-rates

  • Refinance

    (When to consider this decision) Due to the changes in the mortgage rates a large portion of the home mortgage homeowners have, or will be in situations where they might consider refinancing their home loans. There is a significant relationship between interest rate decline and refinancing activity. The reason behind this is simply the home…

  • Homes Mortgage Lenders Regulations

    Few businesses are more extensively regulated by our government than home mortgage lending. There are four regulations which together determine the criteria for evaluating home loans and strictly stipulate extensive disclosures in the origination of home loans: The Equal Credit Opportunity Act of 1974 This act was made law in 1974 because perceived there was…